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Financial Enterprises Examiner

  • 505993
  • Full-time
  • Closing at: May 29 2022 at 23:55 MST


The Department of Insurance and Financial Institutions licenses, monitors, investigates, examines, and ensures the safety and soundness of, regulated entities. The Department also helps resolve consumer complaints against financial-services and insurance entities; takes action in response to violations of law; encourages competition, innovation, and economic development; collects taxes and assessments that support State government operations; combats auto theft and insurance fraud through public awareness campaigns, and funding for law enforcement and dedicated prosecutors.

Our mission is to help Arizonans receive the benefits and protections to which they are legally entitled by enforcing insurance and financial institution laws and by providing information and assistance and to combat vehicle theft.

Financial Enterprises Examiner


Job Location:


Posting Details:

Salary: $25.00 - $32.25/hr 

Grade: 20

Closing Date: 

Job Summary:

The Department of Insurance and Financial Institutions supports an innovative and flexible workplace by offering work from home as an alternative work schedule arrangement whereby an employee is approved to work at home for part of that employee’s regular workweek. Most DIFI employees do not have an assigned physical workspace or work location and will work from home a majority of the time and only come into the office as needed.

The Financial Enterprises Examiner will be responsible for performing professional work of unusual difficulty in the examination and analysis of the conditions and overall operations of financial enterprises including conditions of credit, financial statements, internal controls, general operations and methods and trust operations. Applies and interprets state and federal laws, rules and regulations; establishes priorities and scope of examination and analysis; writes a final report of examination; conducts exit reviews with management and directors; calculates institution's overall rating; develops cases involving violations of laws by licensees, and testifies as the expert witness at administrative hearings.


Job Duties:

-Examining complex records, accounts, and portfolios of securities of licensees; Verifying that proper and lawful procedures are being followed, that securities are appropriate for licensee being examined, and that abusive practices are not taking place.

-Reviewing financial documents and other data used by licensee and verifying that financial accounting controls and figures are in compliance with state and federal laws. May assist Supervisor examiner with directing, instructing, and training subordinate examiners in carrying out a variety of tasks and reviewing their work products.

-Writing detailed reports based on an examination, analysis, and evaluation of data pertaining to specific licensees in accordance with established policies and procedures. Conducting exit reviews to discuss the results of the examinations. Conducting field investigations relating to reported violations or irregularities in business or practice; interviewing complainants and others, examining evidence, recommending actions, and writing detailed investigative reports.

-Analyzing financial statements of licensees in order to make determinations on compliance with state laws and regulations.

-Examining department files and other data prior to examination of business records to determine the scope of examination needed.

Selective Preference(s):

-Knowledge of state and federal laws pertaining to Financial Services including interest in digital assets.
-Past experience and training in examination or investigative work related to Financial Enterprises.
-Knowledge of BSA (Bank Secrecy Act) and/or Money Transmitter industry

Knowledge, Skills & Abilities (KSAs):

• Generally Accepted Accounting Principles and examination procedures.
• Policies and procedures established for the work units.
• Investigative techniques and reporting procedures.
• Software platforms relevant to financial services business operations.
• Familiarity with cybersecurity concepts and best practices.

• Applying examining and accounting methods and techniques.
• Interpreting complex laws, rules and regulations.
• Applying federal and state laws, rules and regulations as they pertain to licensee’s operations and activities.
• Researching, analyzing and interpreting complex financial data.
• Mathematical calculations.
• Using investigative methods and techniques and maintaining chain of evidence.
• Oral and written communications.
• Work management and leadership.
• Interpersonal relationships.

• Excellent oral and written communication skills to provide conclusions and work products to other examiners and financial licensee managers.
• Interpersonal skills to work well in a team environment and to interact with staff and management at various financial institutions.
• Be able to travel with overnight stays away from home base. Typical out of town travel can be up to 1/3 of the time.

Pre-Employment Requirements:

-Employees who drive on state business are subject to driver’s license record checks, must maintain acceptable driving records and must complete any required driver training (see Arizona Administrative Code R2-10-207.12.)
-Requires possession of and ability to retain a current, valid state-issued driver’s license appropriate to the assignment
-Employment is contingent on the selected applicant passing a background investigation and FINGERPRINT CLEARANCE CARD


The State of Arizona provides an excellent comprehensive benefits package including:
− Affordable medical and dental insurance plans
− Paid vacation and sick time
− 10 paid holidays per year
− Wellness program and plans
− Life insurance
− Short/long-term disability insurance
− Defined retirement plan
− Credit union membership
− Transit subsidy

For a complete list of benefits provided by The State of Arizona, please visit our benefits page


-Positions in this classification participate in the Arizona State Retirement System (ASRS).
-Please note that enrollment eligibility will become effective after 27 weeks of employment.

Contact Us:

Arizona State Government is an EOE/ADA Reasonable Accommodation Employer. Persons with a disability may request a reasonable accommodation such as a sign language interpreter or an alternative format by calling (602) 364-0108. Requests should be made as early as possible to allow sufficient time to arrange the accommodation. DIFI is an Equal Employment Opportunity Employer. All newly hired employees will be subject to E-Verify Employment Eligibility Verification.


All Arizona state employees operate within the Arizona Management System (AMS), an intentional, results-driven approach for doing the work of state government whereby every employee reflects on performance, reduces waste, and commits to continuous improvement with sustainable progress.  Through AMS, every state employee seeks to understand customer needs, identify problems, improve processes, and measure results.  
State employees are highly engaged, collaborative and embrace a culture of public service.

The State of Arizona is an Equal Employment Opportunity Employer.