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  • 506850
  • Full-time


The mission of the Water Infrastructure Finance Authority is to maintain and improve water quality in Arizona by providing financial assistance and technical assistance for basic water infrastructure.


Job Location:

100 N. 7TH Avenue, Suite 130

Phoenix, AZ 85007


Posting Details:

Annual Salary Range: $55,000 - $65,000

Grade: 22

This position will remain open until filled

Job Summary:

The Water Infrastructure Finance Authority is seeking a Senior Loan Officer. This position works under the general supervision of the Financial Services Director and will be responsible for work of considerable difficulty in a variety of functions.

The Senior Loan Officer will be responsible for administering the following loan origination, loan execution, and financial analysis support activities for both the Clean Water State Revolving Fund (CSWRF) and Drinking Water State Revolving Fund (DSWRF).

  • Research projects including but not limited to demographics, market analysis, and WIFA internal financial analysis
  • Loan origination for the CWSRF and the DWSRF
  • Financial due diligence data collection
  • Due diligence legal capability review
  • Business development activities
  • Due diligence financial analysis
  • Annual loan reviews
Job Duties:

Manages Project development and financial assistance loan production for CWSRF and DWSRF

  • Analyzes financial reports & determines financial stability & credit worthiness of loan applicants
  • Reviews credit conditions, repayment methods, terms, rates and types of collateral
  • Completes specialized tasks in the processing of loan applications

Annual Loan Reviews

  • Reports findings to and determines any actions related to non-compliance with Financial Services Director
  • Analyzes financial reports to determine the financial stability and ongoing compliance of loan recipients
  • Documents annual loan review in monitoring system

Business Development Activities

  • Communicates with borrowers and prospective borrowers regarding potential projects
  • Prepares and discusses tailored marketing materials with borrowers
  • Attends conferences and events to promote CWSRF and DWSRF

Research projects including but not limited to demographics, market analysis, and WIFA internal financial analysis
Other duties as assigned as related to the position.

Knowledge, Skills & Abilities (KSAs):

Knowledge of:

  • Arizona Revised Statues and Arizona’s regulatory environment concerning special districts, local political jurisdictions and other financing entities in the state
  • Loan documentation, loan structuring, and financial analysis for public borrowers
  • Principles and practices of budgeting and financial management
  • Municipal bond market and municipal bond financing
  • Principles and practices of governmental accounting
  • Legal, economic and current business issues


  • Advance Excel (pivot tables, V&H Lookup, advance statistical and financial functions, etc.)
  • Oral and written communication skills
  • Project and time management
  • Organizational skills
  • Interpersonal skills
  • Presentation skills
  • Leadership skills
  • Analytical skills

Ability to:

  • Build consensus among individuals and organizations representing different groups and representing different groups and diverse interest
  • Understand existing programs and policies and recommend alternative methods to operate more effectively and efficiently
  • Work closely with senior management to develop administrative and financial policies and procedures
  • Effectively manage and complete multiple projects with varying levels of complexity and priority
  • Effectively communicate ideas and information clearly and concisely in public or one-on-one
  • Formulate and identify effective solutions to problems and challenges
Selective Preference(s):
  • Preferred - Master’s Degree (MBA, MPA, MS etc.) in; business administration, finance, public administration, economics, or other related field
  • Minimum - Bachelor's Degree in; business administration, finance, public administration, economics, or other related field
  • Experience that includes governmental accounting, finance, loan origination, public finance, or business administration
  • Current or progress toward CFA, CPA, or other relevant credential
Pre-Employment Requirements:
  • Employees who drive on state business are subject to driver license record checks, required to maintain acceptable driving records and complete any required driver training (see Arizona Administrative Code R2-10-207.11)
  • Requires possession of and ability to retain a current, valid state-issued driver license appropriate to the assignment

The State of Arizona offers a comprehensive benefits package to include:

  • Optional employee benefits include short-term disability insurance, deferred compensation plans, and supplemental life insurance
  • Life insurance and long-term disability insurance
  • Vacation with 10 paid holidays per year
  • Health and dental insurance
  • Retirement plan
  • Sick leave

For a complete list of benefits provided by The State of Arizona, please visit our benefits page

  • Positions in this classification participate in the Arizona State Retirement System (ASRS)
  • Please note, enrollment eligibility will become effective after 27 weeks of employment
Contact Us:

• If you have any questions please feel free to contact Nicole Baker at nicole.baker@azdoa.gov for assistance


All Arizona state employees operate within the Arizona Management System (AMS), an intentional, results-driven approach for doing the work of state government whereby every employee reflects on performance, reduces waste, and commits to continuous improvement with sustainable progress.  Through AMS, every state employee seeks to understand customer needs, identify problems, improve processes, and measure results.  
State employees are highly engaged, collaborative and embrace a culture of public service.

The State of Arizona is an Equal Employment Opportunity Employer.